How I’d invest $1000 in 2025! 1st I’m investing $400 dollars into an S&P 500 ETF like $VOO or $SPY. This will typically be the largest holding of any investment portfolio I start and its up 80% in the past 5 years. 2nd, I’m adding $200 of QQQ - that’s the ETF giving you exposure to tech and software companies. In the past 5 years its done really well +128%.. Next, I’d put $300 into individual stocks - choose 3 stocks and put $100 into each of them. I’m choosing stocks that I think will be around in 40 years, think of your Apple’s, Google’s, and JP Morgans of the world. It’s important to not buy any speculative or penny stocks. My last $100 will stay in high yield savings or in cash waiting for opportunities. This split will provide diversification to a lot of stocks via ETFs, as well as some concentration to stable, long term stable individual names to get my portfolio started. If you have any questions let me know below!
Why are people less sensitive to price changes when it comes to gasoline, eggs, or milk? It has to do with price elasticity. Gasoline is inelastic, versus other goods are Elastic. In this video I explain the differences between the two! I hope you enjoy this economics lesson ;) Follow for more explainers on personal finance, investing, and economics!
How Taxes Actually Work: a common misconception is that you pay more in taxes overall if you get a raise that moves you brackets. This is not true! As your income increases, you’re only taxed at a higher rate on dollars above the previous threshold. Send this to a friend and if you want more personal finance, investing, and money content - follow my page for more! #finance #taxes #personalfinance